How Much Does It Cost to See a Chiropractor?

June 18, 2019

Dollars and cents
Sarah Handzel, BSN, RN

Finding ways to effectively manage back pain can be difficult. If you deal with pain on a daily basis, you may have already tried many treatments without success. When this happens, many people turn to chiropractic care for help.

When considering chiropractic care, you want to think about several things, such as the average cost of a chiropractic visit, how your insurance affects the price and what types of charges you may rack up long-term. One thing's for sure though — you get what you pay for. That's why it's important to watch out for "discount" chiropractors who may actually be unqualified to perform any type of chiropractic care.

Calculating Chiropractic Costs

According to the American Chiropractic Association, more than 35 million Americans visit chiropractors each year. Over 70,000 specially educated and licensed chiropractors practice across the country, each with differing levels of experience, educational achievement and access to specialized equipment. As a result, fees for chiropractic care can vary greatly from one provider to the next.

Chiropractic care can be substantially more affordable than other medical alternatives, like surgery. But how much does a chiropractor cost? In general, chiropractors charge between $30 and $200 dollars for sessions, with the typical session averaging about $65. Keep in mind that more advanced or intensive care can make session costs higher. And if you see a chiropractor frequently, you may need to budget more.

Chiropractic Care and Insurance

Insurance companies often cover at least a portion of chiropractic care, even though it's usually categorized as a complementary or alternative therapy. But your specific insurance plan may only cover certain aspects of chiropractic care, not your entire treatment regimen.

Many insurance companies make it easy to research providers who are covered under your plan. Visits with in-network providers will usually cost you much less than those with out-of-network chiropractors. Also, you can gather more information about your insurance coverage by researching:

  • How many chiropractic visits are covered each year
  • What copayments you'll be responsible for
  • What services are covered under your insurance plan
  • The percentage of costs your insurer will pay

Paying Out-of-Pocket

If you prefer a specific provider, but they aren't covered under your insurance plan, you may choose to pay for chiropractic care out-of-pocket. Some chiropractic clinics offer financing options to help you complete treatment, while others may offer discounted rates to people paying in cash.

It may also be necessary to pay out-of-pocket if your treatment plan requires multiple visits over an extended period of time. Even if you have insurance, it may only cover a certain number of visits each year.

Even though it isn't possible to know exactly what your costs will be, you can still get a general feel for the average cost of chiropractic visit. Your chiropractor's knowledge and experience level, as well as any insurance coverage you may have, all play a role in your total chiropractic costs. When asking, "How much does a chiropractor cost?", also ask yourself what portion of your budget you can afford to set aside for chiropractic treatments. You may find chiropractic care is a better, more affordable option for you compared to other treatments, like surgery.

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